Total Body Pac® offers complete insurance protection for spas, salons, electrologists, tattoo studios, body piercing, micro-pigmentation studios, and aesthetician / electrologists training.
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| Salons | Day Spas | Tattoo Studios |
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Available Coverage
The focus of the Total Body Pac® insurance program is to provide liability insurance for a variety of service businesses including electrologists, aestheticians & massage therapists, day spas, tattoo artists, body piercers, and micropigmentation technicians. The professional liability policy can be combined with general liability coverage to provide a comprehensive solution at an affordable price.
In addition, Sterling & Sterling, Inc. is able to complement the Total Body Pac® program with additional insurance products to provide a seamless solution that covers all your insurance needs.
We can provide the following additional insurance products:
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Eligible Operations
We cover a wide range of business activities including the following:
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Premiums
Policies are customized to address the unique nature of each of our client’s needs and exposures.
Liability premiums are typically based on the types of services provided and the number of professionals that render the services. Property premiums are typically on the value of property to be covered as well as the physical characteristics of the buildings to be insured (address, building construction type, sprinkler and/or alarm systems, etc.).
A discount on professional liability premiums is available for a number of different professional associations and for graduates of a number of micropigmentation training programs.
